Our Focus is You
Partnering to provide personalized financial advice.
RidgePoint Wealth Advisors LLC is a fee-only Registered Investment Advisor (RIA) providing financial planning and portfolio management services for individuals and families. As an RIA, we are held to the Fiduciary Standard which requires that we act solely in our client’s best interest when offering personalized financial advice. We are compensated only by the fees our clients pay us thus, we only work for you. Working under this philosophy, we do not collect commissions or sell products.
Contact Us
860.222.2667 | wpfeiffer@ridgepointwealth.com
Tolland, Connecticut
Areas of Practice
Investment Management
At RidgePoint Wealth Advisors LLC we take an academic approach to investing. We believe in the efficiency of capital markets and that asset allocation is the main driver of portfolio returns, not individual investments or market timing. Therefore, we construct portfolios utilizing passive mutual funds and exchange traded funds (ETFs) to keep investment costs low, maximize diversification, and reduce risk. With this strategy trading should be infrequent, but portfolio rebalancing regular. The tax implications of trading and investment location should be considered when working with taxable accounts. We believe in building long-term wealth not chasing investment fads or “hot” stock picks.
Retirement Planning
When can I retire? How do I transition from a paycheck as an employee to utilizing my portfolio for retirement living expenses? Have I saved enough?
Through our planning process we can help you answer these and other important questions. Planning for retirement doesn’t just start when you are nearing retirement. Years before your retirement we will work with you to create a strong financial plan that will provide you with peace of mind throughout your pre and post-retirement years.
Tax Planning
Taxes are an important part of every financial plan. We work with clients to take advantage of appropriate tax-deferred accounts. Our portfolios are invested in tax-efficient securities, minimizing capital gains distributions. When a market correction occurs, we “harvest” investment losses to offset future capital gains and income. Analysis of a client’s tax situation can often times provide great opportunities for savings.
“Every mountain top is within reach if you just keep climbing.”
– Barry Finlay